Help
Short answers for each part of Mobi Save. Every screen also has a help button in the corner.
Getting started
Create an account with your phone number. Then either create your group (you become its first member and set it up) or open the invitation link your group sent you and apply to join. An officer approves you and gives you a member number.
Group overview
The group's position at a glance: cash, savings, loans and welfare, all read from posted transactions. Forecasts are labelled as estimates.
My account
Your savings, shares, welfare contributions, loans, guarantees, fines and receipts in this group. Pending items are shown apart from posted balances.
Meetings
Open the meeting, mark who came and when, enter each member's shares, welfare, fines and repayments, count the cash, then close with a second officer.
Members
Approve applications, see member details your office allows, appoint officers and record exits. Private details are only visible to those allowed.
Loans
A loan moves from application to guarantees, approval, payout and repayment. The limit is a multiple of qualifying savings; anything above it needs guarantee units.
Welfare
Welfare money is kept apart from general lending. Claims need the approvals your rules require; bereavement benefits follow the burial tiers.
Referrals
Share your code or link. Commissions come only from real revenue events and are approved before they are paid. The executive allocation shares the referral pool only.
Cashbook and ledger
Every shilling moves through balanced entries. Mistakes are corrected with a reversal, never by editing.
Reports
Each report shows its period, the time it was made and its filters, and can be downloaded as PDF, Excel or CSV.
Rules
The group's constitution in force today. Changes are proposed, approved by other officers and take effect from a set date; past transactions keep the rules they were made under.
Elections
Candidates declare, members nominate, everyone votes once in secret, and results are certified before the handover.
Cycle and closure
Simulate the end of a savings cycle, see what each member would get, approve it and lock the cycle.
Settings
Offices and their permissions, money accounts and loan products. Holding an office gives only the permissions listed here.
Savings calculator
Try different contributions and dates. Returns are estimates, not promises.
The committee and the rules
The elected leaders (before the first election, the founding officers) form the executive committee. New loan types, interest, closure models, office permissions and writing off bad debts are decided by the committee, and a decision takes effect only when every committee member approves. Once the savings cycle has started, its core terms (share value, welfare contribution, borrowing multiple, the closure model and the interest of existing loan types) stay fixed; changes take effect from the next cycle.
Keeping your account safe
Never share your password or the codes sent to you — Mobi Save staff will never ask for them. Turn on two-step sign-in in your profile. On a shared phone, sign out when you finish.
Contact Mobi Save
Email mobisave@studio13developers.com, or use "Ask Mobi Save" from the menu once you are signed in.